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On an insurance lifeline in the US

A story of how my self respect was shred bit by bit. How my confidence was rendered into fear... And how I might one day come out stronger.

On a whim she wanted to explore the opportunities the land of opportunity had to offer.
(She could be my daughter, my sister, my wife, my mother)

The first rude shock. My awakening to the American way of life.
I have been speaking to her uptil yesterday and she was the happiest thing in the world. Today I hear she had a fall in her room and is in the hospital. Before I even have time to think of a Visa and a ticket, I hear the Resident at the hospital, whom I was able to reach with great difficulty ask, "What quality of life do you expect her to have? Do you want her to continue on life support?"

Except for an emergency room everyone else needs an application that their admissions dept and insurance studies and researches with countless interviews of the family in addition to all the paperwork required from previous hospitals.

Till the very last minute you are not sure if she will be accepted at the next hospital, and when after we give them everything short of a 'signed will', insurance will accept. Then all of a sudden you are pushed out the door, you cannot get a few days of care here....

Remember the case worker is helpless until insurance agrees to move him elsewhere. So she keeps you dangling, while every day torturing you telling "She cannot stay here after the end of this week, but no one has accepted her!!!". So we have to try and send every hospital option papers after papers, call and ask every American soul you know to try and help.

Insurance in the mean time might have even given you clearance to stay on here for another week. (You will realise how important one week is after you live through this torture.) but now the case worker and social worker is helpless to let you stay here for the approved one week since insurance has approved the move..... (When is the caseworker and social worker able to help you, I wonder, other than torture you about having to move out)

Off you go to the hospital that has an option for rehab. Your days there just started ticking....

You still hold your head high, a lifetime of savings and a respectable life you led in your own country lends you that mirage.

Your opinions get entrenched by the time you spend your next two weeks. You forget to grieve, as they make you hop through circles, and to think you paid every month zealously for this shit...

The fundamentals of insurance
It used to be, "if you get sick the corpus collected from all would help to treat you"

It's changed, "Make the lives miserable for the few who get sick, while you keep conning more and more healthy ones to add to your bottom line"

And healthcare is just another business.

Despair in Fall
If you thought the red and yellow vegetation would add colour to your lives you were mistaken, that is just the blue screen to set the contrast.

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